North Carolina & South Carolina · Home care
Stay home. Stay in charge of your care.
Home Health Solutions Insurance Policy
Medicare helps with short, skilled care at home. It leaves out the everyday help many families need most. A home health care plan can pay you cash for that gap.
Ages 50–89
Pays family caregivers
Prescription money back
Se habla español
Get my free information sheet
Call (786) 671-5709 to see if you qualify.
The gap
What Medicare does not cover at home
Original Medicare pays for part-time skilled care when a doctor orders it and you are homebound. It generally does not pay for the following.
Personal care Bathing, dressing and using the bathroom, when that is the only care you need.
Homemaker help Cleaning, laundry and shopping, when that is the only care you need.
Delivered meals Meals brought to your home are not covered.
Home Health Care Plan Levels
Three levels. You choose the daily amount.
Level C · Deluxe
$450 / day
Home health aide $150 / day
Family or friend caregiver $75 / day
Prescription benefit $900 / year
Level B · Premier
$300 / day
Home health aide $100 / day
Family or friend caregiver $50 / day
Prescription benefit $600 / year
Level A · Classic
$150 / day
Home health aide $50 / day
Family or friend caregiver $25 / day
Prescription benefit $300 / year
Prescription money back, all three levels Reimbursed per prescription, up to your level’s yearly maximum.
$10 / $25 30-day generic / brand
$30 / $75 90-day generic / brand
Daily benefits last up to 365 days. Benefits restore after 180 days without a claim. Guaranteed renewable for life.
For caregivers
Pay the person you trust
The Homemaker Benefit pays when a family member, neighbor or friend helps with daily activities. No license or certification is required.
Home care from someone you know
Simple claims process
Works alongside Medicare and your other health coverage
Level C $75 / day
Level B $50 / day
Level A $25 / day
Your local agent
Jonathan Tirado
Hablamos español. I explain your options in plain English or Spanish and help you choose the level that fits your family and budget.
JT Solutions · Licensed independent insurance agent
NPN 3623647 · Licensed in North Carolina and South Carolina
Phone / text: (786) 671-5709
This is a solicitation of insurance. A licensed insurance agent may contact you. Not affiliated with or endorsed by the U.S. government or the federal Medicare program.
The home health care plan described here is a limited-benefit supplemental policy. It is not Medicare, not a Medicare Supplement plan, not comprehensive health insurance and not long-term care insurance. Benefits are subject to eligibility conditions, waiting periods, limitations and exclusions. Underwriting applies. Plan features, rates and availability vary by state, and benefit amounts shown apply to the levels described. Please review the policy and brochure for full terms. Underwritten by the issuing insurance company; see your policy for details.
Jonathan Tirado, JT Solutions · Licensed in North Carolina and South Carolina · (786) 671-5709
Medicare coverage descriptions are general. Contact 1-800-MEDICARE or medicare.gov for official information.